Delray Beach vs Miami – costs of living comparison

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Choosing between Delray Beach vs Miami involves a detailed look into the cost of living. Therefore, in this comparison, we’ll dissect the costs that come with living in these two Floridian cities. From the price tags on housing to the expenses tied to healthcare, every aspect that affects your wallet is put under the microscope. Besides this comparison, relocating to either of these cities might require the assistance of reputable moving companies from the network of AmeriSafe Moving Services to ensure a stress-free move. Our goal is to offer a clear financial picture of what one can expect in either city, aiding in making an informed decision on which city aligns with your budget and lifestyle preferences.

Factors to consider when comparing Delray Beach vs Miami costs

Before we analyze the costs of each city, it’s time to decide the most important details. Of course, you need to customize this comparison to your own needs. However, there are some major details that everyone wants to know well in advance. For that reason, here are some things we’ll go over for each city, including information such as:

  • Housing costs
  • Food and groceries
  • Utilities
  • Transportation
  • Healthcare
  • Miscellaneous costs
A person counting money before deciding between Delray Beach vs. Miami
Go over the main financial factors.

Costs of Delray Beach

Delray Beach, with a population of around 66,000, has an average household income of about $110,000 and an unemployment rate of about 3%. The city hosts a variety of industries and notable companies. Key sectors include finance, healthcare, and real estate, with significant firms like Launch Potato in technology and Now Optics in eyewear. Furthermore, mixed-use developments like Sundy Village are leasing spaces to major companies, reflecting a growing business environment. The Delray Beach Market, the largest food hall in Florida, signifies a mix of traditional and modern industries in the city. Before you explore the local movers Delray Beach Florida residents recommend from our network, let’s get deeper into the costs of the city. Here are the most important ones you want to keep in mind.

Housing costs

The city has different home prices and rental costs depending on the area. The average price of a house was around $475,000 while renting a 1-bedroom apartment costs about $2,000 per month. If you are moving to Delray Beach, exploring movers Delray Beach citizens vouch for can help with a smooth move. However, analyze the areas that will fit your budget and needs the most.

A modern home
Explore the housing market in Delray Beach.

There are both more affordable and expensive areas in Delray Beach. The Marina Historic District is a costly area, with houses costing around $3,600,000. On the other hand, High Point of Delray is cheaper, with houses costing around $222,000 on average and rent being about $1,750 per month. Other more affordable areas include Delray Villas, High Point, Huntington Pointe, and others. Overall, make sure to pick an area of Delray Beach that fits your budget.

Food and groceries

The cost of food and groceries in Delray Beach is slightly higher than the national average in the United States. According to the cost of living index, the overall cost of food and groceries in Delray Beach is 6% higher than the US average. As one of the most important everyday expenses, food and groceries will be things you want to analyze when comparing Delray Beach vs Miami. In order to settle after moving to Delray Beach, here are some prices of commonly used groceries and food items, including:

  • A 5 lb. bag of all-purpose white flour – $2.68
  • 1 lb. of whole wheat bread – $2.02
  • 1 lb. of 100% ground beef – $4.26
  • A dozen grade A large eggs – $1.68
  • 1 gallon of fresh whole milk – $2.02
  • 1 lb. of salted grade AA butter stick – $3.99

Some options to save on groceries include cheap grocery pickup and delivery services or shopping at supermarkets with a bigger variety of items.

Utilities

One of the more important parts of the cost of living will be utilities. For that reason, exploring utilities will be one of the best tips for renters in Delray Beach, as it helps you understand the overall cost of living better. Let’s analyze the costs that will count as utilities in the area.

Bills inside a black envelope
Consider utilities when comparing Delray Beach vs Miami.

The residential electricity prices in Delray Beach averaged approximately 14.98 cents per kilowatt-hour (¢/kWh), which was about 6% less than the national average rate of 15.91 ¢/kWh. Additionally, in the last twelve months, residential electricity prices in Delray Beach increased by approximately 12%, from 13.58 ¢/kWh to 15.22 ¢/kWh. The residential natural gas prices in Delray Beach averaged 30.81 dollars per thousand cubic feet ($/Mcf), which was approximately 41% more than the national average rate of 21.85 $/Mcf. The average Delray Beach customer, based on 6,000 gallons of water used, pays $57.85 per month for water and sewer service.

Transportation

Some of the options available for transportation include using ride-sharing services like Uber, with a minimum fare of $8 and base fares of $2.55 per km and $0.35 per minute for an UberX. Taxis are another option, with a minimum fare of $7.5 and base fares of $4.2 per km. For those looking to travel to or from the airport, private airport transfers are available for $86. These options provide a range of costs depending on your preferences and transportation needs in Delray Beach.

Healthcare

Healthcare prices in Delray Beach vary based on the type and level of care required. For individuals in need of nursing home care, the costs can range significantly. For example, a nursing home community located in Delray Beach will offer care with prices starting at a monthly rate of $2,000 to $6,800,​ with some additional services potentially increasing the cost of care depending on individual needs. It’s advisable to contact local healthcare providers directly for the most accurate and current pricing information. These healthcare prices can be a significant factor when considering the cost of living in Delray Beach, alongside other expenses such as housing, food, and transportation.

A doctor doing a check-up on a patient
Check out the prices of healthcare in Miami.

Miscellaneous costs

Delray Beach offers various entertainment options like cinemas, theaters, and beach activities. A night out at the movies can cost around $12 per ticket, and a theater ticket can range from $30 to $70 or more, depending on the show. Fitness enthusiasts might spend on gym memberships, ranging from $20 to $50 per month or more based on the facility. Personal care services like haircuts, massages, and beauty treatments vary in price, with haircuts ranging from $15 to $50 and massages costing around $60 to $100 or more. Shopping for clothes, accessories, and other items also adds to the miscellaneous costs, with price points for various brands and items.

Being a lively city with various offerings, Delray Beach caters to various budgets and preferences, making it a place where residents can choose to live modestly or indulge in a more luxurious lifestyle. This variety in price points contributes to the overall cost of living and the quality of life one might experience in Delray Beach.

Costs of Miami

Miami is a city with diverse economic sectors and a strong job market, which is reflected in its low unemployment rate of 1.5% as of September 2023​​. The cost of living being 15% above the national average makes it essential to have a good income to maintain a comfortable lifestyle. Major industries in Miami include financial services, which play a significant role in the city’s economy. The presence of various companies and industries in Miami provides job opportunities across different sectors, contributing to the city’s growing economy. Let’s get over some basic costs in the city before you start looking for long distance movers Florida has to offer from our network. Here are the main ones:

Housing

In Miami, the housing sector has been experiencing a rise in prices. As of September 2023, the median price of homes in Miami was reported to be $569,000, marking a 5.5% increase compared to the previous year. Over a longer term, from 2012 to the present, the median home price in Miami saw a substantial increase, from $201,000 to $569,000, and it’s expected that this upward trend in housing prices will continue through 2023. Owning or renting a home in Miami can be quite costly due to the ongoing upward trend in housing prices. This rising cost is in line with the general increase in the cost of living in Miami, making it a significant factor to consider for anyone planning to move to or invest in real estate in this city.

A real estate agent shows a client a home while explaining differences between Delray Beach vs Miami
When choosing between Delray Beach vs Miami, consider housing options.

Food and groceries

On average, a person might spend around $33 daily on food if they eat out for every meal, translating to about $990 monthly. If choosing to dine mostly at home, the grocery expenditure is estimated to be around $14.46 daily or $448.34 monthly. The minimum daily and monthly recommended amounts for food per person are $14.89 and $461.64, respectively. Here are some more specific prices in Miami as of October 2023:

  • Basic lunchtime menu (including a drink) in the business district: $27
  • Combo meal in a fast food restaurant (e.g., Big Mac meal or similar): $12
  • 500 grams (1 lb.) of boneless chicken breast: $5.61
  • 1 liter (1 qt.) of whole-fat milk: $1.06
  • 12 large eggs: $7
  • 1 kg (2 lb.) of tomatoes: $4.19
  • 500 grams (16 oz.) of local cheese: $7
  • 1 kg (2 lb.) of apples: $5.01
  • 1 kg (2 lb.) of potatoes: $2.75
  • 0.5 liter (16 oz) domestic beer in the supermarket: $2.93
  • 1 bottle of good quality red table wine: $14
  • 2 liters of Coca-Cola: $3.14
  • Bread for 2 people for 1 day: $3.22​

Utilities

The costs for utilities are relatively lower compared to some other areas in the US. The average monthly utility bill for an apartment in Miami is around $128.11 to $130, which is quite lower than the national average of $290. This bill typically covers basic services like electricity, garbage service, water, and heating. The cost of utilities in the city of Miami is indexed at 95.5, which is lower than the US average indexed at 100, indicating that utilities in Miami are about 4.5% cheaper than the US average. Here are some more detailed utility costs to look at to better compare Delray Beach vs Miami costs, such as:

  • Sewer bill – $14.04 – $135.57 per month
  • Trash bill – $12 – $20/month
  • Internet bill – $56.60/month
  • Cable bill – $0 – $100 (depending on the plan)
  • Phone bill – $15 – $30/month​

Transportation

In Miami, there are several transportation options and costs associated with each. The public transit system in Miami comprises the Metrorail, Metrobus, and a trolley system. The cost for a single trip on the Metrorail or Metrobus is $2.25, and a 1-Day Pass is available for $5.65. If you require special transportation services, a trip would cost $3.50. There’s also a monthly public transport ticket available for $126. Transfers between different transit systems come with a fee. For instance, a full-fare transfer from Broward County Transit to Miami-Dade Transit costs $0.60, while a discounted-fare transfer costs $0.30. Express-bus transfers are a bit higher, costing $0.95 for a full-fare transfer and $0.45 for a discounted-fare transfer. Taxis are another option for getting around the city. A basic tariff for a taxi trip of 8 km (5 miles) on a business day is around $24.

Grip straps in a public transportation
Your budget needs to include transportation.

Healthcare

Healthcare costs in Miami can vary, but there are some averages available to provide a general idea. In 2023, for a silver plan, the average cost of health insurance is $560 per month. However, it’s noted that costs might be lower in Miami-Dade County compared to other regions in Florida. When looking at different insurance companies in Miami, the average premium was around $500. However, it’s important that you take into account your age, health situation, and so much more.

Miscellaneous costs

Some examples of miscellaneous costs include the price of tickets to local sports events. For instance, the average price for a Miami Dolphins game ticket is around $222, and a Miami Heat game ticket is $72 on average. Do you need a fresh haircut? Then expect it to cost you around $85. Are you planning to go to the cinema with your friends? Movie tickets are around $15 in Miami. These figures provide an insight into the various additional costs one might incur living in or visiting Miami. Explore just what the city offers and find out such costs on your own.

Delray Beach vs Miami? What fits your budget better?

When comparing Delray Beach vs Miami and their cost of living, several factors come into the spotlight. Housing tends to be less expensive in Delray Beach than in Miami, which could be a decisive factor for those looking to save on rent or mortgage payments. On the other hand, Miami presents a higher cost in food and groceries, utilities, and healthcare. The decision between Delray Beach vs Miami will often depend on personal circumstances and priorities such as job opportunities, lifestyle preferences, and financial capacity. Each city has its own set of advantages and drawbacks financially, which prospective residents should weigh carefully to make an informed decision that best suits their needs and circumstances.

 

References:

https://www.point2homes.com/US/Neighborhood/FL/Delray-Beach-Demographics.html#:~:text=The%20average%20annual%20household%20income,at%20%2456%2C417%20and%20%2450%2C068%2C%20respectively

https://www.numbeo.com/cost-of-living/in/Delray-Beach-FL-United-States#:~:text=Utilities%20,120.00

https://utilitieslocal.com/states/florida/delray-beach/#:~:text=Electricity%20Comparison%3A%20Delray%20Beach%20vs,Month.%20Delray%20Beach

https://taxis-fare.com/uber-fare-city-delray-beach#:~:text=City%20Uber%20Minimum%20Fare%20Base,UberXL%20Delray%20Beach%2C%20United%20States

https://floridajobs.org/news-center/DEO-Press/2023/10/20/floridacommerce-announces-the-miami-area-september-2023-employment-data#:~:text=FloridaCommerce%20Announces%20Miami%20Area%20Unemployment,lowest%20among%20all%20metro%20areas

https://www.zillow.com/home-values/12700/miami-fl/

https://www.numbeo.com/food-prices/in/Miami#:~:text=0,Apples%20Banana%20Oranges%201%2F

https://www.expatistan.com/cost-of-living/miami

https://www.bestplaces.net/cost-of-living/utilities/miami-fl/miami-fl/30000#:~:text=2023%20Cost%20of%20Living%20Calculator,our%20Cost%20of%20Living%20Index

https://www.miamidade.gov/global/service.page?Mduid_service=ser1617316231654558#:~:text=What%20are%20the%20fare%20costs,

https://www.redfin.com/cost-of-living-calculator/miami-dade-county-fl

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